Why pet insurance is a must for pet owners

Why pet insurance is a must for pet owners
Why pet insurance is a must for pet owners

Holistic Herbal Pet Care

When it comes to our health and well-being, pets are our best allies.

With just a purr or a wag of their tail, they comfort us and make us feel needed. Research has shown that simply petting a companion animal increases levels of feel-good hormones and relieves stress, so it’s no wonder pets have found their way into our hearts and homes.

We return the favor by examining pet food labels to ensure they are receiving a healthy and balanced diet. provide them with toys to make sure they’re mentally stimulated, and treat them to lots of cuddles and tasty treats.

That’s why it’s surprising that only 4% of American dog owners and 1% of cat owners buy pet insurance plans and coverage.

But if disaster strikes in the form of a medical emergency, how prepared are you? The truth of the matter is that no one is financially prepared for a $7,000 emergency veterinary bill.

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The average cost of pet care

The average cost of routine dog care is $200 to $400 per year, and the average cost of a cat is around $90 to $200 per year.

But routine care isn’t the reason most people choose to purchase pet insurance. The cost of accidents and illnesses is another story.

If your dog or cat is in an accident, emergency room care can cost $1,000 or more. A torn ACL can cost you $3,000 to repair. If your pet develops a terrible disease like cancer, it could cost you more than $5,000, and hip dysplasia in dogs can cost anywhere from $3,000 to $7,000 per hip.

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Why is pet insurance worth it?

If your pet is sick, but treating it can cost thousands of dollars, you may be facing every pet owner’s nightmare: You may have to put your pet down to end its suffering because you can’t afford the treatment. Unfortunately, this scenario is so common that it has a name: economic euthanasia.

On the other hand, the average pet accident and illness insurance policy costs about $600 per year, and accident-only coverage only costs about $200 per year. Considering the average cost of pet care if something goes wrong, it’s easy to see why pet insurance is worth it, especially if a high bill means facing economic euthanasia.

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The bottom line

If you can’t afford comprehensive pet insurance, consider purchasing an accident-only policy.

Even if your dog is never hit by a car, swallows a foreign objector is attacked by another dog, most pet owners will tell you that the low cost of an accident-only pet insurance policy is worth it just because it offers priceless peace of mind.

You’ll never have to worry about having to make the most difficult decision a pet owner can make just because you can’t afford the vet bills, and you can rest easy knowing that if something goes wrong, you’ll be able to get the vital care your faithful companion needs. .